PayBreakdown - Salary Calculator & Budget Manager
Which student loan plan am I on?
Your loan plan depends on where and when you studied. Check your Student Loans Company account, payslip, or official repayment information.
What this page helps with
Student loan plan selection depends on study location, course start date, and loan type. For calculator accuracy, use the plan shown by your Student Loans Company account or payslip rather than guessing.
Official sources
Income Tax rates and Personal AllowancesNational Insurance rates and categoriesStudent loan repayment thresholdsPension tax reliefNational Minimum Wage and National Living Wage ratesStatutory Maternity Pay and LeaveStatutory Sick PayFCA guidance on misleading financial promotionsOff-payroll working and IR35 guidanceUnderstanding off-payroll workingSalary sacrifice for employersNHS Employers pay scales 2026/27NHS Health Careers Agenda for Change pay ratesLast updated 2026-05-07. Planning estimates only. Not financial advice.