PayBreakdown

Holiday entitlement calculator

Work out statutory annual leave from the days you work each week, including the 28 day cap, part-year starters and irregular hours accrual.

How holiday entitlement is worked out

Almost every worker is entitled to 5.6 weeks of paid holiday a year. For a fixed weekly pattern that is simply the days you work each week multiplied by 5.6, capped at 28 days. Someone on five days a week gets the full 28 days; someone on three days a week gets 16.8 days.

A worked example

On £35,000 a year, a standard 2026/27 tax code and no pension or student loan, the figures work out like this. Open a calculator to put your own numbers in.

Gross salary£35,000
Take-home a year£28,720
Take-home a month£2,393
Take-home a week£552

Worked examples

Statutory entitlement5.6 weeks
Maximum days28 days
Irregular hours accrual12.07%
Working weeks a year46.4

Each row multiplies the working pattern by 5.6 weeks and then applies the 28 day cap. The half-year column shows a starter or leaver in post for six months of the leave year.

Working patternFull leave yearSix months in postEffect of the cap
1 day a week5.6 days2.8 daysunder the cap
2 days a week11.2 days5.6 daysunder the cap
3 days a week16.8 days8.4 daysunder the cap
4 days a week22.4 days11.2 daysunder the cap
5 days a week28 days14 daysunder the cap
6 days a week28 days14 dayscapped from 33.6 days

This is a planning estimate of the statutory minimum. Contracts often give more than the statutory entitlement, and bank holidays only count towards it if your employer includes them.

Checks worth making on holiday entitlement

Direct answer

Almost every worker is entitled to 5.6 weeks of paid holiday a year. For a fixed weekly pattern that is simply the days you work each week multiplied by 5.6, capped at 28 days. Someone on five days a week gets the full 28 days; someone on three days a week gets 16.8 days.

Assumptions used here

Tax/source year2026/27
RegionEngland/Wales/Northern Ireland
Tax code basis1257L where the page uses PAYE defaults
Pension basisNo pension deduction unless this example says otherwise
Student loan basisNo student loan unless selected in this example

Source and methodology context

What is not decided herePayBreakdown does not decide payroll correctness, lender approval, benefit entitlement or employer compliance, and does not give regulated financial, mortgage, debt, tax, payroll or legal advice.

What the holiday entitlement estimate assumes

The figures on this page use the values below. Open the calculator if your example salary differs.

Example salary£40,000 annual gross

How statutory entitlement is worked out

The statutory minimum is 5.6 weeks, so the calculation scales with your working pattern rather than with your hours or your pay.

  • Multiply the days you normally work each week by 5.6.
  • The result is capped at 28 days, which is why five, six and seven day weeks all give 28 days.
  • Part-time patterns are pro-rated automatically by the same multiplication, so three days a week gives 16.8 days.
  • Starting or leaving part-way through a leave year pro-rates the entitlement for the months in post.

Irregular hours and part-year workers

For leave years beginning on or after 1 April 2024, irregular hours and part-year workers accrue holiday as 12.07% of the hours worked in each pay period.

  • 12.07% is not an arbitrary figure: 5.6 weeks of leave leaves 46.4 working weeks in the year, and 5.6 is 12.07% of 46.4.
  • Accrual is measured in hours rather than days, because the days worked vary from period to period.
  • 100 hours worked in a pay period accrues 12.07 hours of paid holiday.
  • This method replaced rolled-up holiday pay arrangements for most workers on these patterns.

What this does not decide

This is a planning estimate of the statutory minimum. Contracts often give more than the statutory entitlement, and bank holidays only count towards it if your employer includes them.

  • Bank holidays do not have to be given as paid leave. Your employer can count them towards the statutory minimum or give them on top.
  • Many contracts give more than the statutory minimum, and the contract wins where it is more generous.
  • How holiday pay itself is calculated, which for variable pay uses an average of previous weeks' earnings.
  • Carry-over rules, which depend on your contract and on why the leave was not taken.

How this page should be used

Almost every worker is entitled to 5.6 weeks of paid holiday a year. For a fixed weekly pattern that is simply the days you work each week multiplied by 5.6, capped at 28 days. Someone on five days a week gets the full 28 days; someone on three days a week gets 16.8 days. Read the result and assumptions first, then use the related calculators only when you need to change inputs or continue into a wider plan.

  • Use the visible assumptions and caveats before relying on any estimate.
  • Keep personal planning data in local workspace pages when you need saved figures.
  • Use source and methodology links to understand where rules or rates come from.

Limits of the estimate

PayBreakdown is an informational calculator and household-finance modelling tool. It does not provide legal, tax, employment, payroll, benefits, lending, accounting or regulated financial advice.

Before acting on the result

Check whether the page uses a fixed scenario, a simple default, or your own local inputs. Fixed scenarios are useful for orientation, but personal decisions should use current payslips, bills, provider documents, official sources, and professional support where the decision is important.

What makes the estimate useful

A useful estimate shows the key inputs, the calculation area, the assumptions and the limits in the same place. If a page does not match the user situation exactly, use it to understand direction and sensitivity first, then move into the relevant calculator or local workspace to adjust the numbers.

Make the estimate your own

Use the visible result as a starting point, then change the assumptions that apply to your situation. For salary pages, that usually means tax year, region, tax code, pension method, student loan plan, bonus, overtime and salary-sacrifice settings. For borrowing, debt or budget pages, it means the real payment amount, term, interest rate, balance, bill timing, savings target and any expected income change. Keep the result separate from advice or approval decisions: PayBreakdown helps you model the numbers, while official sources, employer records, provider documents and professional support are still the right place for final checks. If a change is close to a threshold, rerun the calculation with a cautious higher-cost or lower-income scenario before relying on the result.

Official sources

Holiday entitlement: entitlement — GOV.UKCalculate holiday entitlement — GOV.UKHoliday pay and entitlement reforms from 1 January 2024 — GOV.UK

Frequently asked questions

How many days holiday am I entitled to?

Multiply the days you work each week by 5.6, then cap the result at 28 days. Five days a week gives the full 28 days, four days gives 22.4 days, three days gives 16.8 days and two days gives 11.2 days.

Do bank holidays count as part of my holiday entitlement?

They can, but they do not have to. Bank holidays are not required to be given as paid leave, so an employer may either include the eight England and Wales bank holidays within the 28 day statutory minimum or give them in addition to it. Your contract will say which.

How is holiday worked out if I work irregular hours?

For leave years starting on or after 1 April 2024 you accrue 12.07% of the hours you actually work in each pay period. Work 100 hours and you accrue 12.07 hours of paid holiday; work 40 hours and you accrue 4.83 hours.

What happens if I start part-way through the leave year?

Your entitlement is pro-rated for the part of the leave year you are in post. On five days a week for six months that is 14 days rather than the full 28.

Last updated 2026-08-19. Estimates are for planning and should be checked against official records where the decision matters.