PayBreakdown

Maternity pay example for £750 average weekly earnings

Model Statutory Maternity Pay for £750 average weekly earnings, including the first six weeks, remaining weeks and 39-week estimate.

How SMP £750 AWE is worked out

With £750 average weekly earnings, this 2026/27 SMP example estimates £4,050 for the first six weeks, £6,412.56 for the remaining paid weeks, and £10,462.56 across 39 weeks. It is a planning estimate only, not an entitlement decision.

Statutory Maternity Pay calculation example

This page shows a source-backed statutory-pay planning estimate for the named scenario. It is useful for understanding the scale of statutory pay before comparing it with household bills or salary changes, but it does not decide eligibility, employer compliance, notice rules, qualifying week, employment continuity, care-period rules, payroll timing, or tax treatment.

Average weekly earnings£750
Weekly rate after the first 6 weeks£194
Total statutory estimate£10,463

This is the Statutory Maternity Pay example for seven hundred and fifty pounds of average weekly earnings, showing the statutory weekly estimate before eligibility and employer-enhanced-pay checks.

Rate year2026/27
Estimate statusPlanning estimate only, not an entitlement decision
Paid weeks modelled39 weeks
Standard comparisonLower of the statutory weekly rate or 90% of average weekly earnings where applicable
Employer schemesEnhanced employer pay is not included unless separately modelled

Statutory-pay planning context

Statutory Maternity Pay earnings model

This Statutory Maternity Pay estimate starts from seven hundred and fifty pounds of average weekly earnings and applies the statutory comparison used for this pay type.

  • Weekly statutory estimate: £194.
  • Total statutory estimate: £10,463.

Household cash-flow focus

Use the statutory-pay total to test bills, savings and any reduced-income period before assuming normal salary will continue.

  • Compare the total with regular take-home pay, not gross salary.
  • Use the budget planner only after fixed bills and savings targets are visible.

What to check outside the page

The estimate does not include employer enhanced pay, eligibility decisions, notice checks, tax-year payroll timing or legal advice.

  • Check official guidance and employer documents before making leave or sickness decisions.
  • Keep pregnancy, sickness, adoption, partner or care-period details out of analytics and ad systems.

How to use this statutory-pay example

Read the weekly figure with the duration shown on the page, then compare the total with normal take-home pay, bills and savings. Statutory pay can sit alongside employer schemes, payroll adjustments and tax-year timing, so a payslip may show a different amount even when the statutory rate is correct.

What to check separately

Check official guidance and employer documents for qualifying dates, notice, average weekly earnings, employment status, partner or adopter rules, neonatal care conditions, sickness periods and any enhanced pay scheme. PayBreakdown keeps this as a neutral planning estimate and does not replace payroll, HR, legal, tax or financial advice.

Checks worth making on SMP £750 AWE

Direct answer

With £750 average weekly earnings, this 2026/27 SMP example estimates £4,050 for the first six weeks, £6,412.56 for the remaining paid weeks, and £10,462.56 across 39 weeks. It is a planning estimate only, not an entitlement decision.

Assumptions used here

Tax/source year2026/27
RegionEngland/Wales/Northern Ireland
Tax code basis1257L where the page uses PAYE defaults
Pension basisNo pension deduction unless this example says otherwise
Student loan basisNo student loan unless selected in this example
Statutory-pay basisPlanning estimate only; eligibility, notice and employer-enhanced pay are not decided

Source and methodology context

What is not decided herePayBreakdown does not decide payroll correctness, lender approval, benefit entitlement or employer compliance, and does not give regulated financial, mortgage, debt, tax, payroll or legal advice.

What the SMP £750 AWE estimate assumes

The figures on this page use the values below. Open the calculator if your example salary differs.

Example salary£40,000 annual gross

SMP planning estimate

90% of average weekly earnings for the first 6 weeks. The remaining paid weeks use GBP 194.32 or 90% of average weekly earnings, whichever is lower, for up to the next 33 weeks.

  • Average weekly earnings: £750.
  • First six weeks estimate: £4,050.
  • Remaining paid weeks estimate: £6,412.56.
  • Total 39-week estimate: £10,462.56.

Eligibility and payroll caveats

This is a planning estimate only. It does not decide legal entitlement, employer compliance, payroll correctness, or whether a payment must be made.

  • Eligibility, qualifying week, notice, employment continuity and employer payroll rules are not decided by this page.
  • Occupational or enhanced employer pay schemes are not included unless they are entered separately.
  • Family-leave pay estimates do not decide qualifying-week, matching-week, notice, continuity, partner, adopter, neonatal-care, or employer-specific eligibility rules.
  • This is not employment, payroll, tax, legal, financial, or benefits advice.

Official sources

GOV.UK rates and thresholds for employers 2026 to 2027GOV.UK Statutory Maternity Pay

Frequently asked questions

How much SMP is shown for £750 average weekly earnings?

This example estimates £10,462.56 across 39 weeks, split between £4,050 for the first six weeks and £6,412.56 for the remaining paid weeks.

Does this include enhanced employer maternity pay?

No. It models statutory maternity pay only. Employer occupational or enhanced maternity pay is separate unless modelled in the tool.

Does this decide maternity pay eligibility?

This is a planning estimate only. It does not decide legal entitlement, employer compliance, payroll correctness, or whether a payment must be made.

Last updated 2026-08-19. Estimates are for planning and should be checked against official records where the decision matters.