PayBreakdown - Salary Calculator & Budget Manager

Daily take-home pay calculator

Estimate daily take-home pay from salary or hourly pay using UK tax, National Insurance, pension, and student loan assumptions.

What this page helps with

Daily pay searches are useful for comparing reduced hours, day rates, overtime, or job offers. PayBreakdown shows daily net pay as part of the wider salary breakdown.

Official sources

Income Tax rates and Personal AllowancesNational Insurance rates and categoriesStudent loan repayment thresholdsPension tax reliefNational Minimum Wage and National Living Wage ratesStatutory Maternity Pay and LeaveStatutory Sick PayFCA guidance on misleading financial promotionsOff-payroll working and IR35 guidanceUnderstanding off-payroll workingSalary sacrifice for employersNHS Employers pay scales 2026/27NHS Health Careers Agenda for Change pay rates

Frequently asked questions

What does the daily take-home pay calculator do?

It routes a specific salary question into PayBreakdown's calculator so gross pay, take-home pay, tax, National Insurance, pension, student loan, region, and tax-code assumptions can be adjusted.

Can I change the assumptions?

Yes. Open the calculator from this page to change salary, hours, pension, student loan, tax year, region, tax code, bonus, and other pay settings.

Last updated 2026-05-07. Planning estimates only. Not financial advice.