PayBreakdown

Child Benefit calculator

Estimate UK Child Benefit rates for one, two or more children in the 2026/27 tax year, including weekly, four-weekly and annual amounts.

How child benefit is worked out

Use this Child Benefit calculator to estimate the published 2026/27 rate for a household by child count. It shows weekly, four-weekly and annual amounts, then links to the High Income Child Benefit Charge calculator for higher-income households.

Child Benefit rate example

Family-finance outputs are estimates only. They are not benefits, tax, legal, payroll, accounting or financial advice.

Weekly Child Benefit estimate£45
4-weekly estimate£180
Annual Child Benefit estimate£2,337
Eldest or only child rate£27 / week
Additional child rate£18 / week
Estimate statusPublished rate estimate only, not an entitlement decision
  • Eligibility depends on being responsible for a child and the child's age, education or approved training status.
  • Only one person can claim Child Benefit for a child.
  • Payments and eligibility can change if household circumstances change.
  • This helper estimates published rates only and is not a full benefits entitlement checker.

Checks worth making on child benefit

Direct answer

Use this Child Benefit calculator to estimate the published 2026/27 rate for a household by child count. It shows weekly, four-weekly and annual amounts, then links to the High Income Child Benefit Charge calculator for higher-income households.

Assumptions used here

Tax/source year2026/27
RegionEngland/Wales/Northern Ireland
Tax code basis1257L where the page uses PAYE defaults
Pension basisNo pension deduction unless this example says otherwise
Student loan basisNo student loan unless selected in this example

Source and methodology context

What is not decided herePayBreakdown does not decide payroll correctness, lender approval, benefit entitlement or employer compliance, and does not give regulated financial, mortgage, debt, tax, payroll or legal advice.

What the child benefit estimate assumes

The figures on this page use the values below. Open the calculator if your example salary differs.

Example salary£40,000 annual gross

Rate estimate only

The calculator applies the current published eldest-or-only-child and additional-child weekly rates. It is not a benefits entitlement decision and does not decide claim responsibility, child age rules or education and training status.

  • Only one person can claim Child Benefit for a child.
  • Rates, eligibility and household circumstances can change the real position.
  • Higher-income households should also check whether the High Income Child Benefit Charge may apply.

Published-rate examples

Use the curated examples to compare the published Child Benefit rate for one, two or three children before checking whether a higher-income household may also need a HICBC estimate.

  • The examples are rate estimates only, not entitlement decisions.
  • Eligibility still depends on responsibility for a child and the child's age, education or approved training status.
  • Only one person can claim for a child, and higher-income households should check the charge calculator.

How this page should be used

Use this Child Benefit calculator to estimate the published 2026/27 rate for a household by child count. It shows weekly, four-weekly and annual amounts, then links to the High Income Child Benefit Charge calculator for higher-income households. Read the result and assumptions first, then use the related calculators only when you need to change inputs or continue into a wider plan.

  • Use the visible assumptions and caveats before relying on any estimate.
  • Keep personal planning data in local workspace pages when you need saved figures.
  • Use source and methodology links to understand where rules or rates come from.

Limits of the estimate

PayBreakdown is an informational calculator and household-finance modelling tool. It does not provide legal, tax, employment, payroll, benefits, lending, accounting or regulated financial advice.

Before acting on the result

Check whether the page uses a fixed scenario, a simple default, or your own local inputs. Fixed scenarios are useful for orientation, but personal decisions should use current payslips, bills, provider documents, official sources, and professional support where the decision is important.

What makes the estimate useful

A useful estimate shows the key inputs, the calculation area, the assumptions and the limits in the same place. If a page does not match the user situation exactly, use it to understand direction and sensitivity first, then move into the relevant calculator or local workspace to adjust the numbers.

Make the estimate your own

Use the visible result as a starting point, then change the assumptions that apply to your situation. For salary pages, that usually means tax year, region, tax code, pension method, student loan plan, bonus, overtime and salary-sacrifice settings. For borrowing, debt or budget pages, it means the real payment amount, term, interest rate, balance, bill timing, savings target and any expected income change. Keep the result separate from advice or approval decisions: PayBreakdown helps you model the numbers, while official sources, employer records, provider documents and professional support are still the right place for final checks. If a change is close to a threshold, rerun the calculation with a cautious higher-cost or lower-income scenario before relying on the result.

Related pages

3 pages in this set, each showing the calculation for a different figure.

Official sources

GOV.UK Child Benefit rates and allowancesGOV.UK Child Benefit eligibility and claims

Frequently asked questions

How much Child Benefit do I get for one child?

For the 2026/27 source data used here, the calculator applies the eldest-or-only-child weekly rate and shows the weekly, four-weekly and annual estimate.

How does the calculator estimate Child Benefit for more than one child?

It applies the eldest-or-only-child rate to the first child and the additional-child rate to each extra child, then converts the weekly total into four-weekly and annual amounts.

Does this decide whether I can claim Child Benefit?

No. This is a rate estimate only. Eligibility depends on responsibility for the child, age and education or training rules, and only one claim can be made for a child.

When should I check the High Income Child Benefit Charge?

Check the HICBC calculator if the claimant or their partner may have adjusted net income above the current charge threshold.

Last updated 2026-08-19. Estimates are for planning and should be checked against official records where the decision matters.