Convert annual salary into an hourly equivalent and compare gross and take-home pay over monthly, weekly, daily, and hourly periods.
Salary-to-hourly comparisons are useful when comparing job offers, overtime, part-time hours, or contract rates. PayBreakdown shows both the gross equivalent and the take-home impact.
Enter your salary and the hours you work to see what it comes to per hour.
Of £30,000.00 gross a year: Income Tax £3,486.00, National Insurance £1,394.40, Take-home £25,119.60.
Saving £105 a month — about 5% of this take-home — becomes £6,948.80 in five years at an example 4%: try the savings calculator.
2026/27 rates, England, Wales and Northern Ireland, no student loan. Open the full calculator to change region, student loan or pension method.
Payslip showing different figures? The payslip checker works out what your pay and tax code should have produced and shows which assumption could explain the gap.
| Tax/source year | 2026/27 |
|---|---|
| Region | England/Wales/Northern Ireland |
| Tax code basis | 1257L where the page uses PAYE defaults |
| Pension basis | No pension deduction unless this example says otherwise |
| Student loan basis | No student loan unless selected in this example |
| Gross pay | Employment pay before PAYE deductions and pension or loan settings. |
|---|---|
| Income Tax | Tax estimated from the selected tax-year, region, tax code and taxable-pay assumptions. |
| National Insurance | Employee NI is calculated separately from Income Tax and may not follow the same bands. |
| Pension and loans | Pension method and student-loan plan can change take-home pay and payslip comparisons. |
| Pension contribution | Changing the rate or method can change taxable income, National Insurance and take-home pay. |
|---|---|
| Tax code and region | Scottish Income Tax, Welsh codes, emergency tax or a non-standard tax code can move the result. |
| Student loan plan | A different plan can change deductions because each plan uses its own threshold and repayment rate. |
| Bonus, overtime or second job | Extra pay and payroll timing can make a real payslip differ from the smooth annual estimate. |
| Tax code | HMRC tax-code changes, K codes, BR/D codes, or emergency markers can change PAYE deductions. |
|---|---|
| Cumulative basis | Week 1, Month 1 or non-cumulative payroll can differ from a smooth annual calculator estimate. |
| Pension method | Relief at source, net pay and salary sacrifice can affect taxable pay and take-home pay differently. |
| Payroll timing | Bonus, overtime, arrears, refunds, cut-off dates and corrections can all move a single payslip. |
| Why is the tax on my payslip higher than expected? | payslip difference |
|---|---|
| What do the main payslip lines mean? | payslip explainer |
| What tax code should I use for modelling? | tax code |
| How much does pension reduce take-home pay? | pension comparison |
| How does this affect a monthly budget? | budget planning |
| What is not decided here | PayBreakdown does not decide payroll correctness, lender approval, benefit entitlement or employer compliance, and does not give regulated financial, mortgage, debt, tax, payroll or legal advice. |
|---|
The figures on this page are worked from salary to hourly, using the values below. Open the calculator if your example salary differs.
Salary-to-hourly pages convert annual gross salary into hourly equivalents at 37.5 and 40 hours per week, then show how that salary flows through take-home pay assumptions.
This estimate is worked out on £30,000 annual gross. Change any of those and the take-home figure moves; pension method and student loan plan usually move it most. A payslip can differ from any calculator because payroll works pay period by pay period, so a tax-code change, a bonus, arrears or a refund can land in one month and not the next. See how each deduction is worked out.
Quick conversions for common salary bands.
Useful comparisons for senior roles and higher salary bands.
The same salary viewed by hour, day, week and month, plus the conversions back.
It helps compare salaried roles with hourly jobs, overtime, reduced hours, or contract rates using a clearer gross hourly equivalent.
The gross hourly equivalent is separate from the take-home estimate. The calculator also shows net pay after tax, National Insurance, pension, and student loan assumptions.
The page shows both 37.5 and 40 hour gross hourly equivalents so the comparison does not depend on one hidden hours assumption.
Last updated 2026-08-27. Checked by Sean Elsmore. Rates last checked against GOV.UK on 2026-08-07. Estimates are for planning and should be checked against official records where the decision matters.